Various ways to Earn Online

Differentiate between Long term Invesment and Short term Investment in HYIPs

2010-07-05T15:38:00.000-07:00

What are long term and short term programs?

Short term programs are program which offer profits like 110% or 150% after short term starting from 1 day to at times 10 days. Both principle (included in the return) and interest are returned after one day or ten days.

Long term plans work differently. These programs hold the capital for a little longer and offer either daily profits(ranging from 0.5% upto 3% or more) or weekly profits. In most of the cases the capital is returned after the investment plan expires. Period varies from a month to forever.

What are HYIPs or High Yield Investment Programs

2010-07-05T15:33:00.000-07:00

HYIP High yield investment program - the name itself suggests that its a program which offers high yield for your investment.

What is high yield?
When "offered yield or profit" exceeds the normal bank returns it can be considered as high yield.

Are these programs legit?
More than 95% of these programs are a sham. They run on ponzi scheme, named after Charles ponzi, who made the scheme popular.

What is ponzi scheme?
It is a well known scam method opted by financial organisations which turn scam after a while. What they do is:
Day 1 A deposits certain amount for daily return.
Day 2 B and C invest a little each for daily return.
Investment made by B and C on the second day is used to pay the interest for A. And so on.
There is really no investment made by the organisation to guarantee the returns or profits. The new investment made is used to pay the old investors. They simply cycle the money and one fine day when they've made enough profit they run away with the money, leaving the fresh investors in total loss and old investors in profit or little loss.

When most of the programs are "to be" scams then how are people able to earn from them?
Not all the members who invest in these programs earn. Average life of these programs is not more then 2 months after which they turn scam. So in order to earn from these programs first u have to learn about them. There are over thousand hyips offering various percentages as profits on your investment. Few are long term programs, few are short term programs. Short term programs have very less life when compared to the long term programs. So the trick is to get in early and get out early.

Tips to help you earn from Paid to signup sites

2009-02-16T06:52:00.000-08:00

Many members are generally confused on how to earn from the Paid to signup or PTS sites.
The procedure is very simple. Here are a few tips on how you can earn through these Paid to signup sites.

1. Create a separate Email just for the purpose of participating in the PTS sites. This is because after you signup for the sponsor sites they keep on sending promotional mails, so if you are using the same email id you use for your friends and family you might risk getting spam mails all the time.
2. You can choose to give vague details. For example if my address was 16th Block, So and So Building, So and so street, it is fine if you don’t want to give your complete address. Just include the street address and Pin Code.
3. Mandatory fields are always marked with *, make sure you are filling those fields. You can leave the rest of the columns empty.
4. If the offer is in a foreign language that you don’t recognize then make use of http://translate.google.com/ - Google translator. Just copy paste the URL and select “Detect Language” and choose your suitable language to which you want the page to be translated.
5. A few Sign up offers ask for your bank/ Credit Card details. I would advise you to skip these offers. Just for the sake of security.
6. Finally make sure you are checking both your inbox and spam column for the confirmation mails. Generally they are instant but if you don’t get them instantly give it a little time.

That’s all. Remember don’t create fake profiles they don’t give any profit to the site. Give proper details, you can choose to give vague details but don’t give fake details. That’s my advice. Happy earning.

Earn from Paid to Signup sites

2009-02-16T06:50:00.000-08:00

Paid to Signup was famous only in countries like USA, UK and Canada. Because advertisers there knew the potential of paying members to sign up for their site in order to drive abundant traffic.
This type of sites weren’t that famous in other parts of the world. But gradually the sense of paying members in order to signup for the sites grew and sites from all over country have come forward to offer incentives to members who join their sites.
So Paid to Sign Up sites gather all such offers and offer them to members.

You don’t need any professional skill in order to earn from these sites. All you need is a valid E-mail address and an account in one of the Paid to Signup sites.

First you need to create an account in one of the Paid to sign up sites. Once you confirm your registration there check regularly for offers from other companies. There will be procedure to be followed:
1. The offers are available in the form of ads(may be text ads or banner ads).
2. Once you click on them you will be navigated to the sponsor site where you have to sign up.
3. There you are asked to enter your details (Name, Address, Email id etc). Sometimes they even ask Bank details and Card details you can choose to ignore such offers.
4. Once you finish signing up in the sponsor site, you will receive a confirmation mail. Then you will be asked to either post this confirmation mail or a particular code in the PTS site in order to confirm the registration.
5. Once the PTS site confirms your registration with the Sponsor site you will be paid.
6. There will be a specified payout once you accumulate it you can request it to your preferred processor.
7. Various payment processors that are accepted by such programs are Liberty Reserve, Alertpay, Moneybookers and occasionally Paypal.

Beginners who are looking to earn easy money right from your home without much effort, this is the best option you can grab.

Tips to help you earn from Paid to click (PTC) sites

2009-01-29T12:05:00.000-08:00

In one of my previous articles I have introduced the “Paid to click program”, which is the best alternative for earning from the internet.
This article explains few ways through which you can maximize your earnings. A few require investment and a few can be obtained from shear hard work.

1. Referrals: The more referrals you obtain the better is your income. Every site offers referral commission i.e commission for bringing the member to the site. For every ad your referral clicks you get commission. You either fetch some referrals on your own or you can buy them from the site itself. Every site sells referrals, but does not promise their activity. So it is advised you get referrals on your own

2. Premium membership: This requires investment in the site. Premium members are offered more for every ad and also more referral commission than the standard members. In order to be a premium member you need to buy Premium membership package from the site, which are available on various period basis.

3. Members who can’t afford to buy referrals or premium membership can involve themselves in referral exchange programs where you join as a referral for some other person and ask them to join under you in your choice of PTC. Such offers are available in various forums and sites. Search for “PTC referral exchange” and you will surely find them.

4. Also there are a few members who offer “RCB” – Referral commission back i.e they pay you back part of the referral commission they will get if you join under them. This is really profitable as you can earn extra apart from your own earning.

5. Finally members who can afford investments are advised to invest in the premium membership and offer referral commission back in order to get referrals. Or you can even buy them from the site but if they turn inactive you lose your investment and the site won’t hold any responsibility for it unless you are buying atleast 500 referrals.

Always be wise and choose the right alternative to earn.

What is a paid to click program ?

2009-01-14T00:51:00.000-08:00

Paid to click, famously known as PTC is regarded as one of the easiest programs available to start your run in online earning. This is the basic program for all those people who want to earn from home.

To brief it simply on how the program runs, you are given a set of ads everyday and you are paid to view those ads. Sounds simple isn’t it? It works the same way too.

In order to get registered in a PTC one is required to fill in some standard details like Username desired, password, E- Mail address and payment options etc. From the moment you finish registration you are ready to earn your money.
When you log into your account you can see various options namely “Home”, “View ads”, “Stats”, “FAQ” etc. I will explain only a few options which are important for everyone to know what importance they hold in your account.

Profile – This page contains all the details that you have submitted in the site for registration. Any further clarification or transaction will be done regarded to these details only.

View Ads – This is a very important part of the site because this is where your ads will be displayed. Generally they are in the form of text ads and will be arranged in a row.
You just need to click on one ad at a time and wait for the ad to load completely. Once the ad completely loads a timer will be running in the same window indicating that you should be on that page only for that amount of time for you to get paid. Once a green tick mark is visible or any indication telling you that you have been paid for the ad you can close the ad and move onto the next one. But if there is a red “x” mark, that means either you have loaded the ad already once or there may be an error.

Stats – This is another part of the site which you will be referring to a lot of times. This is where all the statistics will be given on how many ads you have clicked in a period of time; it also shows how many referrals you have under you. It also has other options like “History”, “Cashout” etc.
Once you accumulate a certain amount in your account you can Cashout/ request your payment by using the Cashout option. Most commonly accepted processors are Alertpay and Liberty Reserve.
In order to check whether your payment has been processed or not you can check its status in the History column.
In stats section along with these you will get a link, which is called “Referral link”, which is used to let members join under you. Members who click on your referral link and register on the site are counted as your referrals and will be displayed in the stats section.
You can even earn from the ads your referrals view. The commission that you get from your referral clicks varies from site to site.

There are two kinds of memberships available in these sites: Standard and Premium.
All the members who join for free and start earning are regarded as Standard members.
Members who invest some amount (determined by the site) are labeled as Premium members. Premium members are paid more than the standard members and also their payments are processed faster.
There are tens and hundreds of PTC programs popping up every day. Most of them end up scamming its members without paying them even a cent. Be careful and be wise in choosing the program you want to invest your time in.

Strategy behind how a paid to post program runs

2009-01-14T00:47:00.000-08:00

Now we understand how Paid to post sites work. But now the question is why do they pay their members to post?

Well the answer is quite simple, “To earn money from advertising.”

The idea goes like this:

Webmasters launch a forum, Introduce Paid to post offer into the forum and advertise the launch of forum/site in various places.
Initially whatever the administrator pays to the members is from their own pocket. This is the initial investment they risk to earn profits later.

A particular amount (say 3 or 4 cents) will be paid for the members for every post they make in the forum. Members are required to accumulate the amount until they reach the minimum payout (varies from$2 to $10 or even higher), after which they can request a payout and get paid. The payment proofs of the program are then used as an advertising tip to attract more members to the forum.

This is person – to – person advertising of the site. Once the payment proofs are out more members start joining the site and the traffic gradually increases, enabling the site to have good number of static traffic.

Once they have good number of traffic, they advertise ad spaces available in the forum. This is the main source of income of any site.

Now the funds they receive should be distributed for the hosting costs, staff salaries, member payments etc. So for a few weeks or even months none of the Paid to post forums makes any profit, it is in long run that they start making some money.

There is another purpose on how the Paid to post administrators profit from the site. They advertise their own sites or businesses in the forum and try to improve and gain ;)
So a forum sustains purely on advertising.

Tips for beginners to earn Online

2009-01-09T07:02:00.000-08:00

New members who have the desire to earn some money from their homes enter the world of online earning and are generally lost where to start or how to go about. In this article various programs are pointed out, which will be helpful for members to earn online just by staying at their homes. It is possible to earn from the internet with your own home pc but you have to remember every thing starts from a cent and grows to a million, depending on your hard work.

In the initial search for programs that pay, members come across a lot of programs which quote “Earn from home at your comfort” and claim to be paying thousands of dollars to its members without doing much effort at all.
Always remember the main principle of success “No Pain No Gain”.
Such programs either encourage you to invest in their plans or they ask for your details (E – mail, Address etc,). If you pay them they give you an E – book in which, details on how the program works will be discussed or most of the times they take your money and return nothing.
They take advantage of your account details and spam your mail box with useless e – mails which are nothing other than waste of time.

Online earning is not different from offline work in terms of dedication and interest. The only difference you may say is that in Online earning you earn at the comfort of your home.

Here is a small list of “Get Paid to” famously expressed as GPT programs which require no skill and zero investment of your money:
1. Paid to Click
2. Paid to Survey
3. Paid to Read mails
4. Paid to Post
5. Paid to Sign – Up
6. Paid to Review
7. Paid to Search

Detailed description of “What are these programs?” “What do we do with them to earn” and so on are given in my other posts, please do go through.

The ratio of a paying program to a scam program is far above comparison. Some don’t fall for the tricks and deceits of scammers. Be wise in choosing the programs, be happy no matter how much you earn and always believe that you can earn much more.

Trusted HYIP programs

2008-12-01T15:40:00.000-08:00

Stoic Capital:

Investment Plan	Invested Amount (USD)	Daily Profit	Period *
Start	10 - 999	1.4% - 1.8%	190 days
Classic	1000 - 4999	1.7% - 2.2%	190 days
Premium	5000 - 19999	2.0% - 2.4%	190 days
VIP	More than 20000	2.2% - 2.8%	190 days

Referral commision is 5% of their deposit. Compounded and Principal back.

Liberty Reserve - Reliable digital e - currency processor

2008-12-01T15:30:00.000-08:00

Liberty Reserve

It is an online payment processor or you can say they are more of digital currencies. It is generally a digital currency exchanger. You can use it to store your currency in the value of USD or EURO or any other currency similar. There are many programs like PTC, PTP, PTS that opt to Liberty reserve to pay their members.

Sign up steps:
Signing into Liberty reserve is very easy. Just click the banner above and you will be redirected to a page where a lot of details will be asked.
General information can be handled easily. But there is information which is necessary for you to be careful while giving them. Columns like “Password”, “Login Pin”, “Master Key” and “Personal welcome message” are really crucial in accessing you account. You need to remember them as they will asked every time you try to login to your Liberty reserve account.
After submitting all the information your account number(known as LR ID – LR for Liberty Reserve) will be generated which you will have to remember as Liberty reserve will not send the account information via e-mail. Make sure you are taking a screen shot of all the information and saving it somewhere, because that will be the only back up file for your account.

Fee:
They charge a fee of 1% on the money that you receive to your account.
The minimum fee is 0.01$ and the maximum fee is 2.99$ apart from this there are no other fees that are charged by the processor.
Fund/ Withdraw funds to your Liberty Reserve:
This is done with the help of exchangers. Liberty reserve provides us with a list of exchangers with whose help you can fund/withdraw funds from your bank account to your Liberty reserve account.

Check this site for the list of exchangers:

http://www.libertyreserve.com/EN/exchangers/

Referral System:
Liberty reserve offers a referral system where you can make people join under you providing your referral link and as soon as that person confirms his/her account an amount of 0.05$ will credited to the referral account and 0.25$ will be credited to your account. And you will be getting 10% of whatever fee the referral is generating from his/her account.
This is a very great opportunity by the processor to earn a bit of extra money.

Exclusively for Merchants:
Well if you are a merchant then I guess you definitely need to know about a feature called “Shopping Cart Interface (SCI)”.
This is platform where a buyer can directly enter the details of how much he is paying to the seller and the amount is directly credited to the seller’s account. More detailed, If you enter a merchant’s site, say HYIP and you want to invest 10$ into the site. Now what is done generally is you take the merchant’s LR ID, then log in to your account then transfer the funds to his account. Instead if the merchant has SCI in his site you can directly enter the details of how much you want to pay the merchant and you will be directed to further pages where you need to confirm your payment by logging in with your account information.

Support:
They have a very active support system, which responds within 24 hours. They have an exclusive official blog where all the news is updated. Whenever the site is down for maintenance or is under Ddos attack or you are not able to access your account then you can check the blog for what is the reason for the downfall.
Here is the Link for the blog:

http://blog.libertyreserve.com/

Paypal - The best Online processor

2008-12-01T15:27:00.000-08:00

Log in Steps:

Click on the banner.
Click on Register
Fill in your details.
Activate your email and start using the services of the processor.

Paypal:

This is another Payment processor which is more popular in online selling/buying stores like e- bay. This has improved itself well over the years and is available in almost 190 of the countries.

This is the best way to pay and get paid online. As this is available in so many countries more members are interested and are in favor of using this processor.
This is almost like an online bank which works on certain rules and regulations; which requires verification in order to lift the limit on your account.

To get a paypal account verified you need a credit card/debit card. People who don’t have a credit card, there are virtual credit cards available which can help you in getting your account verified. If your account is not verified everytime you receive payments from a credit/debit card there will a huge fee charged. At the same time there are limits on how much you can withdraw in a month, how much you can transfer, how much you can hold in your account etc,. So it is advised for users to get their accounts verified to avoid all the limits.

In paypal you can withdraw funds directly to your bank account; you just need to enter your bank account details in your paypal account and save them. So that when ever you want to withdraw funds from your paypal account into your bank you can just directly select withdraw funds to my bank account and select the bank and the transfer is done.

Paypal also offers different kind of accounts. They being:
Standard (free)
Premium
Business
These are the three kinds of accounts that are offered by paypal. Standard account is for users who are looking to get paid or buy anything from online. In standard members also we need to get our account verified to enjoy the full credits of the account.
In premier account the fee for the debit card payments are less, but your general payments will also be charged fee.
Business accounts are for merchants/ officials who pay their members. These accounts can be operated by multiple users, but there are limitations that are defined by the account holder on how much another person can use this account.

Last but not least paypal offers 1000$ if anyone is able to join any new merchants to the site.

What is a Payment processor?

2008-11-30T06:52:00.000-08:00

Payment processors store your money in the form of e currency. E-currency is the online value of your money in the form of dollar or euro etc.

These payment processors provide a platform to store and spend your money. The balance can be spent on various programs like HYIP or Forex or PTC and many more. Or the balance can be used to get a lot of products online and pay through the digital currency rather than credit cards and demand drafts. And for providing such service they charge you some fee on every transaction that is made. The fee is mostly on the money you receive and not on the money you send. This is how digital currencies work.

Various merchants (online sites which have a business like HYIP or Forex etc are called so) encourage their members to use these processors as they can pay you for your activity into these processors only.
A few payment processors ask for verification using your Credit card or your Id details these are online payment processors which are more like online banks. But a few processors which are better called digital currencies don’t need any verification. Both of them have difference in their working, which will be discussed later.

There are various methods to transfer your balance to your banks. A few online payment processors have direct transfer to your bank account, with a little fee depending on how much you want to transfer. A few more payment processors, digital currencies, don’t have the option of direct wire transfer to your bank instead you can exchange your balance with a lot of exchangers that are available in the site and the exchanger will have his own fee and they will directly deposit it into your account.

What is HYIP - How does it work?

2008-11-30T06:50:00.000-08:00

HYIP – High yield invest program. These programs give high yield for your investments.
The pattern of the program goes like this:
- They have different plans with different interest rates(say 1.5% per day or 2% per day etc.) depending on the amount that you want to deposit.
- They also accept various payment processors such as Liberty Reserve, Altergold, E – gold etc.
- You need to choose the payment processor through which you are going to invest and choose a plan and fill in your details and make the deposit.
- Few sites require you to create and account and make deposits, which will add the interest to your account in the site and you need to cash it out daily.
- The rest of the sites pay the interest directly to the payment processor. These sites will not ask you to create an account but rather give you a reference code through which you can track your deposit.
- Very few sites offer the principal amount back.
- There are daily plans, weekly plans; monthly and yearly plans as well. The longer the period the better the interest rate. This is because the longer they have your deposit the longer they compound it.

HYIP is a highly risk program. Most of the programs turn scam in no time. They claim that they use all this money to invest in various programs like Stock market, Share market, Forex and Real estate business. But not every program invests in programs. Some of them are plainly there to scam the members.
Most of these programs run as Ponzi schemes. The interests they pay to their members are from the deposit that has just been made.
For example: A person invests some money yesterday for a daily interest return. There is another person who invests some more money in the program today, so they will use the amount that has been invested on the today to pay the interests to all the members that have invested on the yesterday. This way they will not be making any profit from the program but are always in a profit as there any new deposits made everyday. Programs running on these scheme will run away with all the money some day, leaving a lot of fresh investors in complete loss.
So be careful in choosing the right program.
Look at how much they are offering. If there interest are too high to believe then don’t invest in there.
To gain more knowledge about the running HYIPs check the HYIP monitors and then invest.
Hope your HYIP venture finds profit ….

What is a Paid to post program ?

2008-11-27T18:22:00.000-08:00

PTP – Paid to Post. These programs pay its’ members to post in their forums. There are two kinds of forums. One that talk only about all the online opportunities like PTC, HYIP, Forex and many other programs that are available to earn from and the others are social or general forums where you get paid for posting on topics like “What is your favorite color?”, “How do you start your day?” etc. They have a certain rate for the posts and threads you create and you need to accumulate certain amount before you can request your payout. All the payments are made to your payment processor(mostly Paypal, Liberty Reserve and Alertpay are preferred). What is a payment processor? That will be discussed in another article. Every site has a right to choose its own method of payment. Once you request your payout, the admin or the moderators of the site will go through all your posts to check whether they are good enough for the payment or are there are any posts that can be rid of the money.
Generally after you request your payout it will take a day or two for the admin or moderators to check all your posts and pay you. The period might be long also depending on the number of posts, number of payouts requests at the same time, activity of the admin or moderator etc. This is one of the best methods recommended to members who look to earn online from their home.

Now that is a very brief introduction on how they work for you. So now let us discuss on what are the rules that any general forum would enforce or adapt to. What is the actual benefit you can get from these forums? Etc.

General Rules that has to be followed in these forums:
1. No short Posts. Posts like “Thank you”, “Nice Program”, “Wow it looks awesome” … So on will not be paid. These kinds of posts are considered Spam and members posting such posts will be subjected to punishment.
2. No Duplicate threads. If there is a topic which has been already created about something you are not suppose to create another one. These are called Duplicate Threads and will be penalized for creating such threads.
3. No Porn/ adult content. No forum encourages porn or adult content neither in your posts nor threads. Such actions might leave you getting banned from the forum.
4. No hot discussions, fights or verbal abuse with other members or staff in the forum. Members found doing this will be straight away banned.
5. No double posts. You cannot post two posts simultaneously. These are called “Double Posts”.

There are a few other rules which are supposed to be followed but those differ for every individual forum, which are clearly mentioned in the RULES section in every forum.

Now on how you can benefit from the forum:
1. Make sure that you have good quality posts giving good information about the programs you are talking about. This will improve your reputation in the forum.
2. Forums like these also pay you for bringing members to the forum. All you need to do is advertise the forum and give your “Referral link” to all the people that are interested. When anyone joins you and stays active (activity is defined and modified by the admin of every forum) then you will be paid for those members.
3. Most of these forums have sections like “I’m offering”, where you can offer incentives to get referrals or get traffic etc. Mainly it can be used to your benefit by offering incentives to the members for performing some deeds which might fetch you profit.
4. Most of the forums have “Exchange Currency” sections where you can exchange your e- currency (This also will be discussed in later articles). For example you have balance in one Processor and you want to convert it into another, which according to you is easy for you to convert. So you can do that with the members of the forums with no extra charge for the exchange. Please make sure to check the reputation of the members before exchanging, as there are many scammers who always want to earn easy money.
5. Last but not the least, you can learn a lot about the other online opportunities that are available to earn, which are thoroughly discussed by professionals who are already in those businesses. According to me this is the best benefit from the forums that talk about online earning opportunities because you will be getting educated about the programs for free. You just need to follow their leads and experiment with their advice ;)

And whenever you are getting paid from any of these forums make sure you are posting the payment proofs in various other forums where this forum is discussed. This will improve the reputation of the forum which will increase its chances of making more profit, resulting in long future.