Trusted HYIP programs

Stoic Capital:

Investment Plan	Invested Amount (USD)	Daily Profit	Period *
Start	10 - 999	1.4% - 1.8%	190 days
Classic	1000 - 4999	1.7% - 2.2%	190 days
Premium	5000 - 19999	2.0% - 2.4%	190 days
VIP	More than 20000	2.2% - 2.8%	190 days

Referral commision is 5% of their deposit. Compounded and Principal back.

Liberty Reserve - Reliable digital e - currency processor

Liberty Reserve

It is an online payment processor or you can say they are more of digital currencies. It is generally a digital currency exchanger. You can use it to store your currency in the value of USD or EURO or any other currency similar. There are many programs like PTC, PTP, PTS that opt to Liberty reserve to pay their members.

Sign up steps:
Signing into Liberty reserve is very easy. Just click the banner above and you will be redirected to a page where a lot of details will be asked.
General information can be handled easily. But there is information which is necessary for you to be careful while giving them. Columns like “Password”, “Login Pin”, “Master Key” and “Personal welcome message” are really crucial in accessing you account. You need to remember them as they will asked every time you try to login to your Liberty reserve account.
After submitting all the information your account number(known as LR ID – LR for Liberty Reserve) will be generated which you will have to remember as Liberty reserve will not send the account information via e-mail. Make sure you are taking a screen shot of all the information and saving it somewhere, because that will be the only back up file for your account.

Fee:
They charge a fee of 1% on the money that you receive to your account.
The minimum fee is 0.01$ and the maximum fee is 2.99$ apart from this there are no other fees that are charged by the processor.
Fund/ Withdraw funds to your Liberty Reserve:
This is done with the help of exchangers. Liberty reserve provides us with a list of exchangers with whose help you can fund/withdraw funds from your bank account to your Liberty reserve account.

Check this site for the list of exchangers:

http://www.libertyreserve.com/EN/exchangers/

Referral System:
Liberty reserve offers a referral system where you can make people join under you providing your referral link and as soon as that person confirms his/her account an amount of 0.05$ will credited to the referral account and 0.25$ will be credited to your account. And you will be getting 10% of whatever fee the referral is generating from his/her account.
This is a very great opportunity by the processor to earn a bit of extra money.

Exclusively for Merchants:
Well if you are a merchant then I guess you definitely need to know about a feature called “Shopping Cart Interface (SCI)”.
This is platform where a buyer can directly enter the details of how much he is paying to the seller and the amount is directly credited to the seller’s account. More detailed, If you enter a merchant’s site, say HYIP and you want to invest 10$ into the site. Now what is done generally is you take the merchant’s LR ID, then log in to your account then transfer the funds to his account. Instead if the merchant has SCI in his site you can directly enter the details of how much you want to pay the merchant and you will be directed to further pages where you need to confirm your payment by logging in with your account information.

Support:
They have a very active support system, which responds within 24 hours. They have an exclusive official blog where all the news is updated. Whenever the site is down for maintenance or is under Ddos attack or you are not able to access your account then you can check the blog for what is the reason for the downfall.
Here is the Link for the blog:

http://blog.libertyreserve.com/

Paypal - The best Online processor

Log in Steps:

Click on the banner.
Click on Register
Fill in your details.
Activate your email and start using the services of the processor.

Paypal:

This is another Payment processor which is more popular in online selling/buying stores like e- bay. This has improved itself well over the years and is available in almost 190 of the countries.

This is the best way to pay and get paid online. As this is available in so many countries more members are interested and are in favor of using this processor.
This is almost like an online bank which works on certain rules and regulations; which requires verification in order to lift the limit on your account.

To get a paypal account verified you need a credit card/debit card. People who don’t have a credit card, there are virtual credit cards available which can help you in getting your account verified. If your account is not verified everytime you receive payments from a credit/debit card there will a huge fee charged. At the same time there are limits on how much you can withdraw in a month, how much you can transfer, how much you can hold in your account etc,. So it is advised for users to get their accounts verified to avoid all the limits.

In paypal you can withdraw funds directly to your bank account; you just need to enter your bank account details in your paypal account and save them. So that when ever you want to withdraw funds from your paypal account into your bank you can just directly select withdraw funds to my bank account and select the bank and the transfer is done.

Paypal also offers different kind of accounts. They being:
Standard (free)
Premium
Business
These are the three kinds of accounts that are offered by paypal. Standard account is for users who are looking to get paid or buy anything from online. In standard members also we need to get our account verified to enjoy the full credits of the account.
In premier account the fee for the debit card payments are less, but your general payments will also be charged fee.
Business accounts are for merchants/ officials who pay their members. These accounts can be operated by multiple users, but there are limitations that are defined by the account holder on how much another person can use this account.

Last but not least paypal offers 1000$ if anyone is able to join any new merchants to the site.

What is a Payment processor?

Payment processors store your money in the form of e currency. E-currency is the online value of your money in the form of dollar or euro etc.

These payment processors provide a platform to store and spend your money. The balance can be spent on various programs like HYIP or Forex or PTC and many more. Or the balance can be used to get a lot of products online and pay through the digital currency rather than credit cards and demand drafts. And for providing such service they charge you some fee on every transaction that is made. The fee is mostly on the money you receive and not on the money you send. This is how digital currencies work.

Various merchants (online sites which have a business like HYIP or Forex etc are called so) encourage their members to use these processors as they can pay you for your activity into these processors only.
A few payment processors ask for verification using your Credit card or your Id details these are online payment processors which are more like online banks. But a few processors which are better called digital currencies don’t need any verification. Both of them have difference in their working, which will be discussed later.

There are various methods to transfer your balance to your banks. A few online payment processors have direct transfer to your bank account, with a little fee depending on how much you want to transfer. A few more payment processors, digital currencies, don’t have the option of direct wire transfer to your bank instead you can exchange your balance with a lot of exchangers that are available in the site and the exchanger will have his own fee and they will directly deposit it into your account.

What is HYIP - How does it work?

HYIP – High yield invest program. These programs give high yield for your investments.
The pattern of the program goes like this:
- They have different plans with different interest rates(say 1.5% per day or 2% per day etc.) depending on the amount that you want to deposit.
- They also accept various payment processors such as Liberty Reserve, Altergold, E – gold etc.
- You need to choose the payment processor through which you are going to invest and choose a plan and fill in your details and make the deposit.
- Few sites require you to create and account and make deposits, which will add the interest to your account in the site and you need to cash it out daily.
- The rest of the sites pay the interest directly to the payment processor. These sites will not ask you to create an account but rather give you a reference code through which you can track your deposit.
- Very few sites offer the principal amount back.
- There are daily plans, weekly plans; monthly and yearly plans as well. The longer the period the better the interest rate. This is because the longer they have your deposit the longer they compound it.

HYIP is a highly risk program. Most of the programs turn scam in no time. They claim that they use all this money to invest in various programs like Stock market, Share market, Forex and Real estate business. But not every program invests in programs. Some of them are plainly there to scam the members.
Most of these programs run as Ponzi schemes. The interests they pay to their members are from the deposit that has just been made.
For example: A person invests some money yesterday for a daily interest return. There is another person who invests some more money in the program today, so they will use the amount that has been invested on the today to pay the interests to all the members that have invested on the yesterday. This way they will not be making any profit from the program but are always in a profit as there any new deposits made everyday. Programs running on these scheme will run away with all the money some day, leaving a lot of fresh investors in complete loss.
So be careful in choosing the right program.
Look at how much they are offering. If there interest are too high to believe then don’t invest in there.
To gain more knowledge about the running HYIPs check the HYIP monitors and then invest.
Hope your HYIP venture finds profit ….

What is a Paid to post program ?

PTP – Paid to Post. These programs pay its’ members to post in their forums. There are two kinds of forums. One that talk only about all the online opportunities like PTC, HYIP, Forex and many other programs that are available to earn from and the others are social or general forums where you get paid for posting on topics like “What is your favorite color?”, “How do you start your day?” etc. They have a certain rate for the posts and threads you create and you need to accumulate certain amount before you can request your payout. All the payments are made to your payment processor(mostly Paypal, Liberty Reserve and Alertpay are preferred). What is a payment processor? That will be discussed in another article. Every site has a right to choose its own method of payment. Once you request your payout, the admin or the moderators of the site will go through all your posts to check whether they are good enough for the payment or are there are any posts that can be rid of the money.
Generally after you request your payout it will take a day or two for the admin or moderators to check all your posts and pay you. The period might be long also depending on the number of posts, number of payouts requests at the same time, activity of the admin or moderator etc. This is one of the best methods recommended to members who look to earn online from their home.

Now that is a very brief introduction on how they work for you. So now let us discuss on what are the rules that any general forum would enforce or adapt to. What is the actual benefit you can get from these forums? Etc.

General Rules that has to be followed in these forums:
1. No short Posts. Posts like “Thank you”, “Nice Program”, “Wow it looks awesome” … So on will not be paid. These kinds of posts are considered Spam and members posting such posts will be subjected to punishment.
2. No Duplicate threads. If there is a topic which has been already created about something you are not suppose to create another one. These are called Duplicate Threads and will be penalized for creating such threads.
3. No Porn/ adult content. No forum encourages porn or adult content neither in your posts nor threads. Such actions might leave you getting banned from the forum.
4. No hot discussions, fights or verbal abuse with other members or staff in the forum. Members found doing this will be straight away banned.
5. No double posts. You cannot post two posts simultaneously. These are called “Double Posts”.

There are a few other rules which are supposed to be followed but those differ for every individual forum, which are clearly mentioned in the RULES section in every forum.

Now on how you can benefit from the forum:
1. Make sure that you have good quality posts giving good information about the programs you are talking about. This will improve your reputation in the forum.
2. Forums like these also pay you for bringing members to the forum. All you need to do is advertise the forum and give your “Referral link” to all the people that are interested. When anyone joins you and stays active (activity is defined and modified by the admin of every forum) then you will be paid for those members.
3. Most of these forums have sections like “I’m offering”, where you can offer incentives to get referrals or get traffic etc. Mainly it can be used to your benefit by offering incentives to the members for performing some deeds which might fetch you profit.
4. Most of the forums have “Exchange Currency” sections where you can exchange your e- currency (This also will be discussed in later articles). For example you have balance in one Processor and you want to convert it into another, which according to you is easy for you to convert. So you can do that with the members of the forums with no extra charge for the exchange. Please make sure to check the reputation of the members before exchanging, as there are many scammers who always want to earn easy money.
5. Last but not the least, you can learn a lot about the other online opportunities that are available to earn, which are thoroughly discussed by professionals who are already in those businesses. According to me this is the best benefit from the forums that talk about online earning opportunities because you will be getting educated about the programs for free. You just need to follow their leads and experiment with their advice ;)


And whenever you are getting paid from any of these forums make sure you are posting the payment proofs in various other forums where this forum is discussed. This will improve the reputation of the forum which will increase its chances of making more profit, resulting in long future.